Finance

So, you've picked out your favorite model from our new or pre-owned inventory and feel confident about your choice. You probably want to take the next steps towards driving home in your next set of wheels. That means it's time for financing.

Our finance center at Germain Mazda of Columbus is here to help Columbus, Westerville, and Dublin, Ohio, area drivers like you take the keys to rides they love. Our financing experts are here to support you in this stage of the process. You can keep reading to learn more.

OUR FINANCE CENTER TEAM

You've had fun exploring our inventory and test-driving some of your favorite Mazda models. Now, you've decided what car or SUV is the right fit for your life, and you need to talk about how you're going to pay for it. That's where our financing experts come in.

A friendly and experienced finance center team member will happily meet with you one-on-one to discuss your next steps. Over the years, our team has helped many local drivers, including drivers with unique credit situations, take the keys to their favorite Mazda models. It would be our pleasure to help you do the same.

Don't hesitate to ask our team any questions you have about the buying or leasing process. We are happy to help and advise you, and we use our connections with lenders to help you elevate your driving life.

BUYING VS. LEASING YOUR NEW MAZDA

Do you want to buy or lease your new Mazda model? Each option has perks, which our team can discuss with you.

Many of our customers dream of owning their car. When you buy, you can put as many miles on your vehicle as you wish, taking it for many family road trips in the future. You'll also be able to customize it with parts and accessories if you choose.

Buying has other advantages. If you keep the car in good condition, it should retain a high resale value. Moreover, owning the vehicle means you'll build equity. The longer you own the car, the greater the chance that you can lower your annual or monthly auto insurance premium.

What about leasing? A lease is like a two-to-three-year rental agreement for a vehicle. You'll potentially benefit from lower down payments, meaning you could get a higher trim level. At the end of your lease, you could buy your model and keep it or try something new.

Many drivers enjoy leasing their vehicles because it ensures they get behind the wheel of something new. Certified Pre-Owned leases may be available, but it depends on the dealer.

Another significant benefit to leasing is that routine maintenance may be covered under warranty. This means you might not be responsible for the out-of-pocket cost of oil changes, tire rotations, etc.

Whatever you decide, we're here to help you pursue your chosen path.

WHAT ABOUT FINANCING YOUR MAZDA?

Another way drivers can acquire their future Mazda is by financing it. This involves taking out a loan to pay for the car, which you'll pay back in monthly installments. After you finish the payment cycle, you'll own the vehicle outright.

Financing has many similar benefits to buying. However, one major reason drivers finance their cars, aside from the fact that they want to eventually own it, is that it helps build credit. Even if your credit is less than ideal, you still may be eligible to finance a vehicle. If you make monthly payments on time, you'll positively impact your score.

OUR ONLINE TOOLS AND RESOURCES

We want to make your finance center experience feel as enjoyable as possible. We recognize that many of our customers lead busy lives with work, family, and fun, which is why we offer our online tools and research guides to make your life easier. These include:

Finance Application: allows you to secure financing for your vehicle purchase. Depending on your pre-qualifications, you'll have different options to choose from.

Value Your Trade: Provides an estimate of the value of your current car to be used for trade. If you are comfortable with the number you receive, you'll follow up with an appraisal appointment, at which time your offer will be confirmed.

Payment Calculator: This tool helps you estimate your monthly payment based on your desired vehicle, credit score, down payment, etc. Remember that this is just an estimate.

Mazda Lease Deals: Our Mazda dealership offers various new vehicle specials and lease deals to help you find the vehicle you want quickly and easily. These specials rotate frequently and have a short shelf life, so please make sure you regularly check our specials pages to see what's being offered!

You can use our online financing application to get the ball rolling before your visit. We'll review your information and start developing potential plans for you, which we'll explain before your arrival.

GET PRE-APPROVED FOR FINANCING ONLINE TODAY!

Here at Germain Mazda of Columbus, we offer our finance center to help local drivers like you near Columbus, OH, drive home in new or new-to-you Mazda vehicles. Our team is here to help you throughout the process, and you can fill out our online financing application to potentially get pre-approved before your visit.

We hope to see you at the dealership soon. Stop by or contact us online today!